Here's how two people making the same income could end up rich or broke. This is a video about the habits and mindset that can be the difference between ultimately ending up wealthy, or with nothing at all. Free Financial Tracker Sheet: Link to the Credit Card Study: FINANCE: ▶️ See What I Invest In + Private Community: 🔰 3 Fund Portfolio: 💳 My Favorite Credit Cards ➭ 💸 Best High Yield Savings: 🐪 Hump Days Newsletter ➭ RESOURCES: 💵 Free Templates: 👾 Join the free Discord Community: 🌍 My website / blog: WHO AM I? Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth. PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel! SOCIALS: * Second Channel: @hug * Instagram: * Twitter: * TikTok: @humphreytalks * LinkedIn: * Threads: @humphreytalks ⏱️ Timestamps: 0:00 - Start Here 1:34 - Mistake #1: Lifestyle Inflation 3:27 - Mistake #2: Too Much Debt 4:52 - Mistake #3: Lack of Tracking 7:31 - Good Habit #1: Investing Early 9:03 - Good Habit #2: Paying Yourself First 9:56 - Good Habit #3: Focus on Assets 11:00 - Psychology Around Money 13:46 - Practical First Steps