Contact Aussie Injury Lawyers for a Free Case Review - 1300 873 252 Are you considering making a Superannuation Claim or TPD Insurance Claim? Most people only make one of these claims in their lifetime, so it is likely you have some questions, or would like to understand how it works. Our Senior TPD Claim Lawyer - Nigel explains everything you need to know about TPD Claims, and answers the most common questions we get asked on a daily basis. If you think you may have a claim, Aussie Injury Lawyers can give you a Free legal assessment and give you an estimate of what your claim may be worth. We can also let you know if you have the opportunity to make more than one claim. Call us now on 1300 873 252 or visit Today I wanted to speak to you a little about TPD Claims. A TPD claim stands for Total and Permanent Disability or Total and Permanent Disablement. It's the insurance you have in your Super. So, when you see your member statement come back from your Superannuation fund you'll see a number of different figures. The first figure will relate to what's called your member balance. That's the amount of money that's been invested on your behalf through the payments made by your employer, and that's your long term savings for your retirement. You'll also notice, on your member statement a number of other figures that relate to insurance. Typically, you'll have insurance cover, and that'll be for a certain amount. You also have one called TPD which is Total and Permanent Disability cover. That'll be for a separate amount. Sometimes you'll also have income protection. Now the one I wanted to speak to you about today is the Total Permanent Disability. Total Permanent Disability is a little misleading in its name because by a logical explanation of it you would assume to be qualified for Total Permanent Disability you would need to be basically almost in a vegetative state or unable to work whatsoever because of catastrophic injury. People tend to always think that they wouldn't have an injury significant enough or an illness that was serious enough to make them TPD. The test for TPD, there are basically two very simple ways on which the assessment is made. Nigel Mundt from Aussie Injury Lawyers provides `lawyer tips` on understanding `total and permanent disability` (TPD) claims. He explains how `tpd insurance` is often found as `insurance inside superannuation`, detailing where to locate this information on your `superannuation funds` member statement.