🟢 Start planning a more tax-efficient retirement → #name=xxxxx 🟢 Free Financial Planning Cheat Sheet → Long-term capital gains enjoy special tax treatment — but that “special” status often raises a few tricky questions, like: “Can capital gains push me into a higher tax bracket?” “What if my gains go over the 0% rate threshold?” It’s a technical topic, and understanding it starts with a few key basics. In this video, we’ll walk through clear examples showing how the IRS’s ordering rules determine your actual tax rates when you have different types of income. 0:00 Intro 0:30 Tax Brackets 2:30 Side by side view 4:07 Example 1 7:04 Example 2 8:45 Effective tax rates 9:53 Additional Considerations for Retirees #capitalgains #taxplanning #retirementhacks #ordinaryincomevscapitalgains ⚠️DISCLAIMERS⚠️ *This content is educational and not tax, legal, or investment advice* Past performance is no guarantee of future results. Investing risks include loss of principal and fluctuating value. There is no guarantee an investment strategy will be successful. -------------------------------- ABOUT US: Spark Wealth Advisors is a registered investment advisor in the state of Florida. We are fee-only, independent, and fiduciaries at all times. We are a gay-owned financial planning and investment management firm located in Jacksonville, FL serving clients nationwide. Not all of our clients identify as LGBTQ+ but they are allies, a non-negotiable for working with us. We look forward to meeting you soon!